INSURANCE

Get Instant * Policy in Minutes

    Buy/Renew Car Insurance Policy Online in India

    To hit the road with peace of mind, protect your car by getting a car insurance policy. The best part is that you can customize your IDV yourself, along with 11 beneficial add-ons to suit your car. 

    So, whether you want to buy/renew a car insurance by Digit or make a claim, everything can be done online with our quick and simple smartphone-enabled processes.

    What is Car Insurance?

    Car Insurance, also known as auto or motor insurance, is a type of vehicle insurance policy that protects you and your car from any risks and damages caused from accidents, thefts or natural disasters. 

    So, you will be financially secure in case of any losses that may be incurred because of any such unforeseen circumstances. In addition to that, you will also be protected from third-party liabilities.

    Whether you want to just legally comply with the law with the most basic, third party car insurance, or give your car ultimate protection with a comprehensive car insurance or own damage policy, Digit offers you a third-party, comprehensive and own damage car insurance at affordable premiums online.

    The best part? You can customize your IDV yourself, along with 11 beneficial add-ons to suit your car. So, whether you want to buy/renew a car insurance by Digit or make a claim- everything can be done online with our quick and simple smartphone-enabled processes.

    Important Statistics about Car Insurance in India

    The average cost of car insurance in India is influenced by various factors including the type of vehicle, location, age of the car, driving record, type of insurance bought, etc. So, here are some important statistics for car insurance in India:

    The annual average cost of third-party liability policy for a mid-range Sedan may range between ₹5000 - ₹7000. Whereas the comprehensive cover may cost around ₹10000 - ₹20000 or sometimes even higher.

    Looking at different age groups, for 25-29 years, the average annual car insurance rates lie between ₹2500 and ₹5000. While the same rates go up to ₹4603 to ₹8449 for age group above 50.

    Statistics also show that female drivers typically pay less premium than male drivers, with ₹4000 - ₹7000 average premium for females and ₹8000 - ₹12000 for males, for third-party liability coverage.

    3417